HOME OWNERSHIP

  • Current housing is inadequate, high cost, or the conditions are substandard
  • ​A family with one head of household must complete 300 hours of sweat equity building the home or other Habitat homes as well as 40 hours of educational training. A two person household must complete 500 hours of sweat equity and 400 hours each of educational training.

  • ​The family must be responsible in paying their bills and not having been bankrupt in the past three years.

  • ​The family will agree to a down payment of $1000.00 toward the home. $100.00 is due upon acceptance into the Habitat Home Ownership Program, and pay $900.00 at the loan closing.

Qualifications For Home Ownership

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 # in Family 

 Min.(30%)

 of Median Income 

 Max.(60%)

 of Median Income 

1

$13,450$26,880
2$16,020$30,720
3$20,160$34,560
4$24,300$38,400
5$28,440$41,520
6$32,580$44,580
7$36,730$47,640
8$40,890$50,00
  • Live or work in Porter County for at least one year.
  • Be a U.S. Citizen or have Legal Permanent Resident Status.
  • The Family must meet Habitat's income guidelinesas shown below.​​

Thoughtful Hands Build Wonderful Homes