Special Application Period — October 1st through October 31st, 2026

Through a community collaboration that contains grant funding restrictions over and above our own requirements, we are opening this enrollment period for a home built in Valparaiso to only families having lived and/or worked in Center Township or Valparaiso for the past 12 months.

The Introduction to Homeownership presentation can be viewed here. The presentation will be helpful in preparing for the application period, as the application will include some questions about this presentation.

Please email Beth at [email protected] to be added to the list to receive updates regarding the application period or if you have any additional questions.

Pre-Application Form

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Special Application Eligibility Maps

Center Township

Center Township Map

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Valparaiso

Valparaiso Map

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Everyone Is Welcome

Habitat for Humanity International and its affiliated organizations will not proselytize. This means that Habitat for Humanity will not offer assistance on the expressed or implied condition that people must adhere or convert to a particular faith or respond to messaging designed to induce conversion to a particular faith.

Steps To Homeownership

  • Applicant must live or work in Porter County for at least 12 months.
  • Applicant must have a need for housing. This can be living in substandard housing, overcrowding, loss of housing, or rent expense consuming a majority of gross monthly income.
  • Applicant must meet the Habitat for Humanity income guidelines for low-income families.
  • Applicant must be willing to partner with Habitat for Humanity, and be active in the building process working alongside community volunteers.
  • Must be willing to perform 250 hours of sweat equity per applicant.
  • Homeowners will be required to pay an affordable mortgage which includes taxes and insurance on the completed home.
  • Interested families will need to view the “Introduction to Homeownership” video during the application period.

2026 Income Guidelines

Family Size Minimum Annual Income (60%) of Median Income Maximum Annual Income (80%) of Median Income
1 $42,420 $56,560
2 $48,480 $64,640
3 $54,540 $72,720
4 $60,540 $80,720
5 $65,400 $87,200
6 $70,260 $93,680
7 $75,120 $100,160
8 $79,920 $106,560
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