Attainable Homeownership Tax Credit (AHTC) Overview

Great news for Indiana state taxpayers! Individuals, couples, businesses, and corporations who pay Indiana state taxes can deduct 50% of their contributions to Habitat for Humanity from their Indiana state tax liability.

This new tax-credit program called the Attainable Homeownership Tax Credit (AHTC), will help Habitat build more homes for struggling families.

WHO:
Tax credits are available for qualified individual taxpayers, small businesses, or corporations in Indiana that donate to Habitat for Humanity of Indiana.

WHAT:
Since 2024, the tax credits earned have been used to offset individual income or business taxes in the year the donation was made. The program is still going strong for 2026! Eligible donations can be checks and credit cards, land, stocks and bonds, or cryptocurrency.

HOW:
The tax credit is equal to 50% of the donation made to Habitat. For example, a $1,000 gift qualifies you for a $500 tax credit on your Indiana State income tax return. A cap of $10,000 in tax credits (for a $20,000 donation) is allowed per tax year, but any unused credits can be carried over for up to five years.

The minimum donation is $1,000 for $500 in tax credits, and the maximum is $20,000 for $10,000 in tax credits.

WHERE:
To process the tax credits, donations must be made to Habitat for Humanity of Indiana. Please include the name of the Habitat Affiliate Designation, Habitat for Humanity of Porter County, on your tax credit form to ensure your donations benefit Habitat for Humanity of Porter County. Our Executive Director, Kristin Marlow, is available to answer any questions and assist you with completing your form. She can be reached at 219-781-7763 or [email protected]

Fillable PDF:
AHTC PDF Form